Do I need A Cape Verde Travel Insurance?
Eternally sun-soaked and sculpted by the elements (Cape Verde located about 500 km off the west coast of Senegal, West Africa), is a reliable destination for winter warmth. However, you may wonder if you need a Cape Verde travel insurance for your holidays in Cabo Verde?
After traveling and staying for several months in Cape Verde, I gathered the most important information about what you need to know when looking for a Cape Verde travel insurance.
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Table of Contents
1. Why visit Cape Verde?
This stunning islands chain (Santo Antão, São Vicente, Santa Luzia, São Nicolau, Sal Island, Boa Vista, Maio, Santiago, Fogo, and Brava) has a captivating blend of mountains, beaches, and peaceful seaside villages, offering visitors everything, from undulating dunes to forest swathed mountains, and everything in between, with an active volcano as well.
This isolated, volcanic archipelago offers an adventurous take on the tropical island experience with alluring beaches, volcanic hiking routes, lively music scenes, and an exotic blend of African and Portuguese culture, making it a popular holiday destination.
When you are traveling, it is important to take reliable travel insurance. However, it is not a legal requirement to have travel insurance for Cape Verde. It will save you and your family a lot of money though if things go wrong.
I got my travel and health insurance with HeyMondo. However, I’ll quickly go into why it is so important to get travel insurance, particularly if you are traveling to Cape Verde.
Get a 5 % discount when booking travel insurance now!
2. Why do I need a Travel Insurance for Cape Verde?
Cape Verde has much more to offer than just great weather and beaches. The natural winds, beautiful crystal clear sea, deserts, and mountains make Cape Verde one of the best spots for windsurfing, kite surfing, deep-sea fishing, and snorkeling.
The Cape Verde islands also offer breathtaking hiking experiences on an active volcano Mount Pico De Fogo, treks through deserts and volcano craters, quad biking on dunes, horse riding, and floating in the Pedra Lume salt mines in Sal island.
Travelers venturing into these activities like windsurfing and kite surfing may get some injuries. There is thus the risk of cuts, bruises, and some serious damages like back injuries, sprains, fractures, or a dislocated shoulder.
As medical facilities are extremely limited in Cape Verde, and some medicines are in short supply or simply unavailable. That’s why it is so important to get travel insurance for Cape Verde.
Cape Verde is a destination for active travelers
Cape Verde is far from being a travel destination for all-inclusive resorts only.
Some of the most popular things to do in Cape Verde such as deep-sea fishing are dangerous and you may face some risks like deck accidents, diving accidents or vessel disasters. Additionally, accidents may occur onshore as well as dock injuries, slips and falls, lifting injuries, and injuries caused by equipment.
While snorkeling, always keep in mind that you are guest to an unknown environment. You may get cramps, or get injured by marine life, like getting a jellyfish sting, step on a sea urchin, get coral cuts,… Nothing that you want to experience during your holiday!
Scrapes, abrasions, blisters, and muscle strains and sprains are the most common injuries of hiking on volcanic mountains in Cabo Verde. I got injured while staying in São Vicente and I had to go to the hospital more than 5 times in order to get my wounds cleaned up!
Another popular activity is riding quad bikes or all-terrain vehicles. They are easy to ride as they do not require the balancing skill. However, it is also easy to get hurt.
And it would be a pity to ruin your holiday budget for hospitalization or repatriation.
3. Why travel insurance is a must for Cape Verde holidays?
Even if you are not an active traveler, it is important to know that healthcare facilities in Cape Verde are limited and some medicines are in short supply or unavailable.
The medical care is very basic on the islands with hospitals in Praia and Mindelo only. Other islands in Cape Verde have medical clinics that are funded by the government, and where only very basic medical care can be received.
In case of a serious health condition or accident, air evacuation to Santiago or overseas to the Canary Islands will be required. Air transportation is highly expensive and can amount to over 50,000 $.
Luckily, having a reliable travel insurance will cover all your medical problems that may occur during your Cape Verde vacation.
As such, a comprehensive health insurance plan that includes a cover for emergency evacuation and repatriation services is highly recommended when traveling to the Cape Verde islands.
4. Where to get a Cape Verde Travel Insurance?
Having a Cape Verde travel insurance allows you to enjoy your trip in peace with no stress at all. However, buying a Cape Verde travel insurance can be very confusing as many vendors are claiming to be best.
I got my Cape Verde holiday insurance with HeyMondo as it was the easiest and quickest to set up. I set mine up in less than 5 minutes!
HeyMondo offers several insurance policies that are very easy to customize. The best is that they assure you a 24/7 worldwide assistance and that you can also buy or renew the insurance on the go.
No matter how long you’ll stay in Cape Verde, HeyMondo offers an insurance policy for you. You can opt between a “single trip insurance”, a “trip cancellation insurance”, and a “long stay travel insurance”.
Single Trip Travel Insurance:
- Medical expenses
- Damaged luggage and theft
- Repatriation and early return
- Rental car accident
- Cancellation and interruption
- Search and rescue
- Transportation costs of a relative or companion in event of hospitalization or death
- Travel disruption
Trip Cancellation Insurance:
- If for any reason you cannot enjoy your trip, Heymondo “trip cancellation insurance” allows you to be reimbursed for transportation and accommodation.
- Refund your reservation fee
Long Stay Travel Insurance:
- Medical expenses
- Damaged luggage and theft
- Repatriation and early return
- Transportation costs of a relative or companion in event of hospitalization or death
- Civil liability
- Changes, delays, and loss related to services
- Additional compensation for accident
5. How do I get a Cape Verde Travel Insurance?
Getting a Cape Verde insurance from HeyMondo is very easy.
You only have to answer 5 questions and they will take care of finding the best travel insurance for you.
Here are the steps to follow:
Step 1 – Click on “get a quote” on the Heymondo website and you will be directed to a screen asking to choose “Single Trip”, “Multiple Trips In One Year“, or “Cancellation Only Coverage“. Select the one you need.
Step 2 – The next step is choosing the country of residence and where you are traveling to. In this case “Cape Verde”.
Step 3 – Select the date when you will be leaving for the destination and when coming back. If you have no return date, you can extend your Cape Verde travel insurance on the go.
Step 4 – Provide the number of travelers and fill in your email address in the box. Tick the box and then click on “Get a Quote”.
Step 5 – You will be directed to a page with the price plans namely “Heymondo Top”, “Heymondo Premium”, and “Heymondo Medical”. Chose the one that is suitable for you and purchase it.
I used HeyMondo for my Cape Verde holiday insurance when I lived for several months in Cape Verde. And it was definitely the easiest to set up.
6. Why HeyMondo is the best Cape Verde Holiday Insurance?
Because of their app and their reliability!
HeyMondo also has an app exclusively for its customers. The app offers a 24/7 online doctor chat, free assistance call, and incident management right at your fingertips.
Getting in touch with your travel insurance provider has never been easier.
Main advantages of the app:
- 24/7 online doctor chat
- Online free assistance call
- Claims management
- Account and policy consultation
7. What travel insurance do I need for Cape Verde?
When traveling to Cape Verde, you need both health and travel insurance as due to unforeseen circumstances, you may need to cancel the trip or leave early.
A Travel insurance covers cancellations, personal belongings, and emergency medical treatment, whereas a health insurance covers inpatient treatment check-ups and continuing treatment of chronic conditions abroad.
HeyMondo offers a travel and health insurance in one. On top, it covers you worldwide.
Heymondo is the best place to buy a travel insurance for the Cape Verde islands as their policies cover both health and travel in one. This saves your money as you don’t have to buy them separately.
I hope this helped you to prepare your trip to Cape Verde. All you need to do is pack your bags to the exciting Cape Verde islands.
Do I need a Cape Verde travel insurance Europe or Worldwide?
If you travel to Cape Verde, you need a worldwide travel insurance. Make sure to choose a provider that covers both health and travel Cape Verde insurance worldwide.
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Hola! I’m Paulina, a seasoned travelette who crossed the Atlantic Ocean by Boat HitchHiking. On my blog, find expert insights for an extraordinary holiday through outdoor and sustainable travel like hiking, cycling, and sailing. Let’s embark on unforgettable journeys together! 🌍🚀
